Notice

We recently experienced a processing error that impacted some of our clients. If you feel you were impacted or have questions, please contact our Client Care team at 515-331-3100.

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Unleash the Power of Friendship

At Community State Bank (CSB), we believe good things are meant to be shared. Take advantage of our Refer a Friend program - where our customers and their friends, family or colleagues can all benefit from amazing rewards. It's a win-win situation!

 

1. Spread the Word

Existing CSB customers refer friends, family or colleagues (who are new to CSB) to open a checking account with us.

2. Friends join us

Encourage your referrals to visit any of our convenient branches or apply online to open a checking account.

3. Double the rewards

Once your friends open a checking account with us and meet the qualifying criteria*, you will receive the referral bonus! It's a win-win situation!

The More, the Merrier: There's no limit to the number of friends you can refer! The more friends you introduce to CSB, the more rewards you can earn. It's an excellent opportunity to maximize your benefits and help your friends discover the advantages of banking with us.

Spread the word and let your friends discover the exceptional banking experience that awaits them. Together, we'll build stronger connections and reap the rewards of our partnership.

Refer a friend 1023 619315880

To receive the $100 Refer-A-Friend bonus, 1) an existing CSB consumer client refers a new client to open a consumer checking account (subject to approval), 2) the new referred consumer checking account must be open a minimum of 90 calendar days and cannot have a previously closed CSB consumer checking account within the past 12 months, and 3) the new client’s account must have a balance greater than zero at the end of business on the 90th calendar day. The referral bonus will be applied as a credit to the account within 30 calendar days after the 90 calendar day qualifying period, provided both the existing client and new client accounts are not closed at the time of payment. This Refer-A-Friend offer cannot be combined with other offers. Must be an Iowa resident to open an account. This is an ongoing referral offer and is subject to change without notice. Existing clients can earn unlimited Refer-A-Friend bonuses.  All bonuses will be reported to the IRS as applicable. Clients will be responsible for applicable taxes on this bonus. Consult your tax advisor.
Minimum to Open: A minimum opening deposit of $100 is required for all qualifying consumer checking accounts, except for BankOn Checking, which requires a minimum opening deposit of $25.
Early Closing Fee: An early closing fee of $30 will be charged if your account is closed within 90 calendar days of account opening.
Annual Percentage Yield (APY) will range from 0.00% - 4.00% depending on the account type that is opened. APY range is accurate as of January 1, 2026 and is not an introductory rate. Additional account requirements will apply to the Edge Checking® account to obtain the premium APY.  Rate may change after account opening. Fees could reduce earnings. Minimum opening deposit requirements range from $25 - $100, depending on the type of consumer account opened. Visit www.bankcsb.com for more information on our consumer checking account products. Member FDIC
Important Information: Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends you invite.