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Refer a friend to CSB and receive $100! For each new personal banking customer you refer with new money to the bank, you will receive a $100 bonus.  New accounts must be opened between October 1, 2019 and prior to the end of business day on March 31, 2020. Visit your personal banker for more information.


The program applies to new customers or new money to the Bank only. Account conversions with existing funds do not qualify. Customers receive $100 for each referred account opened under the qualifying rules.

 Receive $100 for each friend or family member who becomes a CSB personal banking customer.  Retail customers, current and future, who make a referral of a new deposit account opened with qualifying balances (per our account brochure). New accounts must be opened between October 1, 2019 and prior to the end of business day on March 31, 2020. Each new account owner is then eligible to refer accounts. Only one referral fee will be paid per new account opened. If an account is opened which was referred by CSB customers who are joint owners on an account, only one referral fee will be paid to both owners. If an account is opened for which multiple CSB customers made a referral, the first customer listed making the referral will receive the referral reward. There is a limit of a total of 5 referrals per customer.  Account(s) must be open for 90 days to receive reward.

 The customer must have an existing deposit account to qualify to make a referral. The Refer-A-Friend form serves as a one-time waiver of the new customer’s privacy rights as detailed in the Bank’s privacy policy, as the referal source may be aware of the account opening activity. Gifts will be reported to the IRS on a 1099, as applicable. This applies to consumer accounts only. No business accounts. Member FDIC.


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